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Free 2026 London Planning Report — Flood risk assessments for London planning applications

Georgian houses along the Thames riverside, a London setting where the Environment Agency flood map can place a home in a flood zone
Flood Risk Assessments

Flood risk assessments for London planning applications

If your site is in a flood zone, or at risk of surface water flooding, the council will not decide your planning application without a flood risk assessment. We check your site on the Environment Agency flood map, work out whether an assessment is required at all and, if it is, write it for a fixed £395.

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When the council requires one

The Environment Agency's guidance for planning applicants says you should complete a flood risk assessment for all development, including minor development and changes of use, in Flood Zones 2 or 3. It is also needed in Flood Zone 1 for a site of 1 hectare or more, or where the flood map shows surface water flooding risk now or in future, and where the council's own strategic assessment shows increased risk.

That is why the first step is the address, not a quote. Plenty of London sites sit in Flood Zone 1 and need nothing. Others are in Zone 3 beside the Thames, the Lee or one of the smaller rivers, and a few are in Zone 1 but wet from surface water because of a low point in the road. We tell you which you are before you pay for anything.

Flood Risk Assessments

from £395

Every price is the full fixed fee you pay. No VAT is charged. Council application fees are paid to the council separately.

What you get

  • A check of the site on the Environment Agency flood map for planning
  • A flood zone and surface water risk result for the address
  • The vulnerability classification of your proposed use, tested against the zone
  • A written site-specific assessment in the structure councils expect
  • A sustainable drainage note where the scheme could affect drainage
  • The assessment as a PDF for the planning application
How the assessment is put together
  1. Find the flood zone

    The address on the Environment Agency flood map for planning, plus the council's strategic flood risk assessment.

  2. Check other sources

    Surface water, groundwater, reservoirs and any main river or flood defence near the site.

  3. Classify the use

    Is the proposal more or less vulnerable than what is there now, and does the zone allow it?

  4. Design the response

    Floor levels, flood resilience, a safe route out, and surface water drainage.

  5. Write and submit

    A concise assessment for the planning officer, tied to your drawings.

Small extensions, and doing it yourself

The same guidance makes an honest exception. It says you will usually need to pay a flood risk specialist, but that for a simple, low risk development, for example a house extension, you may be able to do the assessment yourself. A minor extension is defined as a household or non-domestic extension with a floor space of no more than 250 square metres.

If your project is a small rear extension in Flood Zone 2 and the council's standing advice covers it, we say so and you can skip the full assessment. If you want it done properly, or the site is in Zone 3 or near a river, we write it. Either way we would rather you spend nothing than pay for a report the council does not need.

Box dormer loft conversion on the back of a London terrace, seen from the next street
Long terrace of brick cottages leading to a church tower

It says you will usually need to pay a flood risk specialist, but that for a simple, low risk development, for example a house extension, you may be able to do the assessment yourself.

Environment Agency, Flood risk assessments: applying for planning permission: (source wording: "An exception to this may be if it is for a simple, low risk development, for example, a house extension. In this case you may be able to do it yourself"). www.gov.uk

What the assessment contains

A site-specific assessment sets out where the site sits on the flood map, the source of any risk, the vulnerability of the proposed use and how the scheme responds: floor levels set above the flood level, flood-resilient construction below it, a safe way to leave the building and no increase in flood risk to neighbours. The guidance asks applicants to check whether the site is within 20 metres of a main river or flood defence, and we do that for every address.

Where a scheme could affect drainage on or around the site, or is in an area at risk from flooding or surface water, the planning guidance also expects a sustainable drainage strategy, designed to the national standards for sustainable drainage systems. It can sit inside the assessment, and we include a short one in the same document.

Basements and lower ground floors

Anything below ground in a flood-prone area needs the most careful treatment, because water can arrive from the surface, from a rising water table or from drains backing up. A basement conversion in a flood zone or at surface water risk falls squarely within the cases where an assessment is expected, and a council may ask for further basement studies as well.

If you are planning one, start with our basement conversion drawings, which are prepared with the flood assessment in mind. The two documents have to agree on levels, and the sooner they are designed together, the less redesign you pay for.

DrawingsDirect sample planning sheet with existing and proposed plans and elevations at 1:100
Sample drawing

What the council and the Environment Agency do with it

The council reads the assessment against national planning policy, which tests whether the use is appropriate for the flood zone and whether it would increase flood risk elsewhere. In some cases the council must consult the Environment Agency, which is why the guidance asks you to find out whether you are in Flood Zone 3b, the functional floodplain, before anything else is designed.

A good assessment answers those two tests early, in plain terms. We do not claim a scheme is safe when the flood map says otherwise, and where an idea cannot be made acceptable in the zone, we say so before you have paid for drawings.

Fee, and when a specialist is brought in

The fixed fee is £395, the total you pay, with no VAT charged. It covers the flood map check, the vulnerability test and the written assessment with a drainage note for a house, extension or small conversion. For major development, functional floodplain or a site that needs bespoke river modelling, a specialist hydrologist is needed. We say so at the start and quote their work separately.

Send the address and a line on what you want to build. If the Environment Agency flood map puts you in Zone 1 with no surface water risk, we tell you so and you need pay nothing.

Edwardian gabled houses on a residential street with spring blossom
Data

Sources

Every figure on this page, where it comes from and a link to the original.

FigureSourceLink
Flood Zones 2 or 3Environment Agency, Flood risk assessments: applying for planning permission: you should complete a FRA for all development (including minor development and changes of use) proposed (source wording: "in Flood Zones 2 or 3")www.gov.uk
1 hectare or moreEnvironment Agency, Flood risk assessments: applying for planning permission: (source wording: "within Flood Zone 1 with a site area of 1 hectare or more")www.gov.uk
house extensionEnvironment Agency, Flood risk assessments: applying for planning permission: (source wording: "An exception to this may be if it is for a simple, low risk development, for example, a house extension. In this case you may be able to do it yourself")www.gov.uk
250 square metresEnvironment Agency, Flood risk assessments: applying for planning permission: (source wording: "A minor extension is a household or non-domestic extension with a floor space of no more than 250 square metres")www.gov.uk
20 metresEnvironment Agency, Flood risk assessments: applying for planning permission, research the development site: find if the development is (source wording: "within 20 metres of main river or flood defence")www.gov.uk
sustainable drainage strategyEnvironment Agency, Flood risk assessments: applying for planning permission: (source wording: "You need to include a sustainable drainage strategy if your application is for development: which could affect drainage on or around the site")www.gov.uk
FAQ

Questions people ask

Do I need a flood risk assessment for a house extension?
If the site is in Flood Zone 2 or 3, or at surface water risk, usually yes, though for a simple low risk development such as a house extension you may be able to do it yourself. Check the flood map first.
What is a minor extension?
The Environment Agency defines it as a household or non-domestic extension with a floor space of no more than 250 square metres.
How do I find out which flood zone I am in?
Use the Environment Agency flood map for planning. We check it for you, along with surface water risk and nearby main rivers or flood defences.
Does the report cover drainage as well?
A short sustainable drainage strategy can be part of the assessment, and the guidance says it should be included where the scheme could affect drainage or the area is at risk of flooding.
Who writes the report?
We write the assessment for houses, extensions and small conversions. For major development or complex river modelling we bring in a specialist and quote their work first.
Will the assessment guarantee permission?
No. It answers the flood tests the council applies. Other planning issues are decided separately.